Specialist Advisors
Family Foundations
Comprehensive Support for Family Foundations in Poland
Analysis and Advisory
We analyze the profitability and organizational aspects of transferring assets to a family foundation.
Foreign Entities
We advise clients from other countries on setting up a Family Foundation in Poland.
Family Foundation Accounting
We support operating Family Foundations with specialized accounting and tax advisory services.
Trust Knowledge and Experience
Family Foundation Specialists
Clearwater Consulting is a specialized team focused exclusively on the topic of Family Foundations in Poland. Our team includes Legal Advisors, Accountants, and Tax Consultants. With complementary expertise, we provide complete end-to-end support for Family Foundations—from consultation and analysis, through formation, to ongoing management and accounting.
Asset Protection
Succession Planning
Optimization
Asset Separation
Smart Investment Planning
No Health Insurance Contribution
Joanna Czajkowska-Olech
CEO / President of the Board
Why Work With Us?
Support in Creating a Family Foundation
Our advisors are ready to assist you in assessing whether implementing a family foundation—a tool for streamlined business succession—is beneficial in your case.
We will thoroughly analyze the benefits of carrying out a company succession through a family foundation.
We provide full expert support both during the setup phase and throughout the foundation’s operation.
Additionally, we handle accounting and provide ongoing tax advisory services, especially in response to future legislative changes.
Tax Principles
What is a Family Foundation?
A family foundation is an innovative succession tool that also offers potential tax benefits. According to Polish law, assets transferred to a family foundation are exempt from PIT (Personal Income Tax), and CIT (Corporate Income Tax) is deferred on certain revenues, primarily those derived from dividends and capital gains.
With appropriate corporate structuring, it’s possible to reduce the tax burden from over 26% for small taxpayers (CIT + PIT) to 9% CIT in the case of a small limited liability company, and to 15% CIT for a family foundation—where tax is only due upon distribution to beneficiaries.
Effective Legal Structures for Years to Come
Family at the Heart of Our Work
At Clearwater Consulting, we understand that family is the most valuable asset and the foundation on which the future is built. That’s why our mission is not only to create effective legal and tax structures, but above all to protect what matters most to you: financial security, peace of mind, and family harmony.
Every family foundation we create is unique—just like each family and its story. Our approach is based on deeply understanding your values, plans, and family relationships. This enables us to design solutions that preserve your life’s work and pass it on to future generations with trust, clarity, and responsibility.
We build foundations that not only protect wealth but also create bridges between generations and help families achieve their dreams of lasting and stable growth.
Get to Know Us
Experienced Team
We are a team of professionals with complementary skills and extensive experience.
Joanna Czajkowska-Olech
CEO / President of the Board
Artur Zięba
Tax Advisor / Legal Counsel
Anna Szponik
Senior Accountant
Ewa Kochler
HR Manager & Accountant
Have Questions About Family Foundations?
How It Works
Mission and Goals of the Polish Family Foundation
The mission of a Polish family foundation is to ensure the protection and effective management of family business assets, in accordance with the founder’s guidelines specified in the foundation’s statute. Our priority is to minimize the risks associated with succession and to ensure the continuity of family business operations.
The family foundation is responsible for managing and utilizing its assets, while the beneficiaries, appointed by the founder, participate in the benefits of the foundation’s activities. Our mission includes supporting the education of designated individuals and may also include beneficiaries outside the founder’s family. Additionally, the foundation can be actively involved in charitable activities, aligned with the founder’s preferences.
Our foundation rests on the precise execution of the founder’s will, defining how the foundation’s resources are to be used. In this way, we ensure that their intentions are faithfully implemented and that the assets are managed effectively, with continuity and responsibility at the core.